Everything you need. Nothing you don't.

No. DueZen never asks for bank credentials and never connects to data aggregators like Plaid or Yodlee. You add entries in seconds or import them — from a statement file, a screenshot, an email receipt, or a scanned paper receipt — with everything read and stored encrypted on your device.

Mint, Monarch Money, and YNAB all rely on bank-account aggregation through Plaid or a similar third party. DueZen does not — it is fully on-device. Instead of linking your bank, you add bills in seconds or import them from a bank statement (CSV or PDF), a screenshot, or email receipts, with detection running privately on your phone. The result: a smaller attack surface, no bank-credential exposure, and full ownership of your financial data.

Yes. DueZen imports from a bank statement (CSV or PDF), a screenshot of any subscriptions page, or email billing receipts — and you can scan paper receipts to log everyday spending, with the store name and total read on-device. You can even scan a whole stack of receipts at once and review them together before any are saved. Nothing is uploaded, no bank is connected, photos are never kept, and you confirm everything before it is added.

Yes. DueZen backs up everything — bills, payment history, budgets, and savings goals — to a single file you control, and restores it on any phone with no account needed. You can also export your data to CSV at any time, or delete everything with one tap.

Yes. DueZen is built natively for both iOS and Android and ships through the Apple App Store and Google Play. The same feature set is available on both platforms.

Yes. DueZen schedules three escalating free-trial reminders — 7 days, 3 days, and 1 day before the trial ends — so you can decide whether to keep or cancel before getting billed. It also tracks money saved when you cancel and projects your annual subscription cost.

DueZen ships with 46 built-in categories across spending, bills, savings, and income, plus unlimited custom categories. The Fund Flow tool lets you allocate income across categories at the start of a period and track actual spend against your plan, with calm budget alerts as you approach a category limit.

Unlimited savings goals with target amounts and dates, milestone celebrations at 25%, 50%, 75%, and 100% of each goal, cumulative tier badges from $100 saved up to $10,000, and dedicated debt-payoff tracking that treats reducing a balance like saving toward zero.

DueZen is currently free to download and use — the full feature set, no credit card, and no charge. We may add optional paid plans in the future.