"I didn't realize how much I was spending on subscriptions I forgot about. DueZen found three I wasn't using — that's $47 a month back in my pocket."
MT
Marcus T.
Austin, TX
IMPORT, WITHOUT THE LOGIN
Already drowning in subscriptions? Don’t retype them.
Other apps solve this by taking your bank password. DueZen reads a statement, a screenshot, an email receipt — even a paper receipt at the register — entirely on your phone, and asks you to confirm before anything is saved. Nothing is uploaded. No account is connected.
- Bank statement (CSV or PDF)Download transactions from your bank, pick the file. DueZen reads it on your phone.
- ScreenshotSnap your subscriptions page — Apple, Google, anywhere. On-device text recognition does the rest.
- Email receiptsThe email finder spots billing receipts and turns them into bills — without giving anyone your inbox.
- Paper receipts — one, or a whole stackSnap one at the register, or scan a whole pile at once. DueZen reads the place and total for each, lines them up to review together, and you approve the batch in a tap. The photos are never kept.
Statement · June
NETFLIX.COM$15.99Recurring
WHOLE FOODS #114$84.12
SPOTIFY USA$9.99Recurring
SHELL OIL 5742$41.80
APPLE.COM/BILL$2.99Recurring
CORNER COFFEE$6.40
3 subscriptions found
You approve each one before it’s added
Detection runs on your device. The file never leaves your phone.
SIGNATURE FEATUREExplore Monthly Reflection
Your month, told like a story.
At the end of every month, DueZen turns your bills, spending, and savings into a calm, tap-through recap. A score with its reasons, the personality you wore this month, and a meditation worth keeping. All computed on your device.
A score with the why. A weighted 0 to 100 Monthly Score, shown with the five factors behind it.
A month with a name. Your money personality and financial weather, written to encourage.
Something to keep. A closing meditation poster you can save to Photos or share.
WHY DUEZEN DOESN'T LINK TO YOUR BANK
The fintech industry's last few years.
Most personal finance apps require you to share bank credentials with a third-party data aggregator. That single decision opens the risks DueZen avoids by design.
18M
People exposed
In a 2024 breach at a major fintech middleware bank.
$58M
Settlement paid
By a major fintech data aggregator in 2021 over alleged credential-harvesting practices.
$90M
User funds frozen
In a 2024 fintech middleware bankruptcy that exposed how little oversight exists in the layer between apps and banks.
See the risks we built aroundCFPB Rule 1033 (October 2024) had to be passed to stop the rest of the industry from doing what we never started doing.
PRIVACY FIRST
Your Money, Your Privacy, No Compromises
In an era where "free" convenience often comes at the cost of your digital autonomy, your financial privacy has never been more vulnerable. Most spending trackers act as silent middlemen, harvesting your personal transaction history to sell to hedge funds or storing your sensitive bank credentials in "shadow" databases that are prime targets for sophisticated cyberattacks.
We believe you shouldn't have to hand over the keys to your kingdom just to stay organized. DueZen offers a secure alternative built for these crazy times — a privacy-first sanctuary where your data never leaves your control. By eliminating third-party aggregators and direct bank access, we've removed the single point of failure that leads to devastating data breaches. Take command of your funds without becoming the product, because true financial clarity shouldn't require a trade-off with your security.
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Zero Bank Integration
We never ask for, or store, your bank logins or passwords.
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No Data Reselling
Your spending habits are your business, not a revenue stream for advertisers.
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Breach-Proof Architecture
By not tapping into your accounts, we ensure there is nothing for hackers to steal.
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Local-First Privacy
Your information stays with you, protected from the chain of risk common in traditional fintech.
YOUR DATA, YOUR FILE
Leave whenever you like. Take everything with you.
Privacy isn’t just about what we never collect — it’s about what you always control. Your money story belongs to you, and it’s yours to back up, move, export, or erase.
Back up to one file
Your whole money story — bills, history, goals, settings — saved to a single file you keep wherever you like.
Restore on any phone
New device? Open the file and everything comes back exactly as you left it. No account required.
Export to CSV anytime
Take your data to a spreadsheet, an accountant, or another app. It was never locked in to begin with.
Delete in one tap
One tap in Settings and it’s gone — from the only place it ever lived: your phone.
TESTIMONIALS
People love DueZen
Real stories from real people who found their financial calm.
The present moment is where all financial change begins.
DueZen — Made with intention.
FREQUENTLY ASKED
Quick answers, before you download.
DueZen is safe because it never connects to your bank account, never sends financial data to a server, and never shares data with third parties. All bills, subscriptions, budgets, and savings entries are encrypted on your device using the platform secure keychain. The app cannot expose what it never holds.
Ready to find your flow?
No bank login. No data shared. Just clarity.
